Are all travelers Indian residents with OCI, PAN, or an Indian bank account? NOTE: Proof of consecutive 6 months of stay in India is required to validate your cover (e.g., utility bills, last six months' bank statements in the insured's name).

Risk Parameters

Exploring Thrills, Managing, Risks Safely

5,600 mt.

Altitude

China

360 Protection

PILGRIMAGE

Activity Type

Yes

360 Protection

30°46′N 81°18′E

Coordinates

HIGH

Risk Category

ASC360 Assurance

How ASC360 Protects in Kailash Mansarovar Yatra

ASC360 is your Vital Companion for the Kailash Mansarovar Yatra Trek

Tailored Protection: Designed for high-altitude spiritual travel with risks like AMS remoteness and restricted zones.

Medical Emergencies: Coverage for hospitalization

oxygen therapy (with valid documentation) and critical care.

Evacuations: Road evacuations (jeep/ambulance) are pre-approved air evacuations covered only if medically and logistically required.

On-Ground Coordination: Linked with Nepal-side teams for Simikot Hilsa and Kathmandu support.

Tibet-Side Communication: Supports WeChat-based coordination where WhatsApp is not functional.

24/7 Assistance: Round-the-clock emergency support via Indian and Nepalese helplines.

Trust: With ASC360 you're never alone—even in the Himalayas.

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360 Package Includes Kailash Mansarovar Yatra

24*7 ON CALL ADVISORY

On-Call Doctors

24*7 EMERGENCY RESPONSE CENTRE IN NEPAL AND INDIA

Emergency Response Center

REPATRIATION OF REMAINS

Repatriation of Death Body

PERSONAL ACCIDENT

Covers Accidental Death

HOSPITALIZATION

Hospitalization

MEDICAL EVACUATION

Air & Land Evacuation

ZERO DEDUCTIBLE

$0 Deductible

ADVENTURE COVER

Comprehensive Adventure Plan

FAQs

Get your answers here

it valid for all Kailash routes?
Yes, the policy is valid for all Kailash Mansarovar routes, whether overland or helicopter-based, via Nepal or Tibet.
• For Indian Nationals, the journey must start and end in India.
• For Foreign Nationals, the journey must start and end in Kathmandu, Nepal.
Is helicopter evacuation included?
Yes. Helicopter evacuation is included under medical evacuation benefits, but only when deemed medically critical or life-threatening, and when approved by an ASC360 medical professional. Road or foot-based evacuation is prioritized where possible.
Who is eligible for this insurance?
There are two separate plans:
• Indian Nationals Plan: For Indian citizens traveling directly from India, with a valid PAN card and Indian bank account.
• Foreign Nationals Plan: For non-Indian citizens of any nationality, traveling from any country, aged between 12 and 70 years.
What documents do I need to buy this policy?
FOR INDIAN NATIONALS
• Valid ID proof (Passport or Aadhaar)
• PAN Card (for Indian Nationals)
• Travel itinerary
FOR FOREIGN NATIONALS
• Passport & Travel Itinerary
Can I cancel the policy and get a refund?
Yes, refunds are permitted before the policy start date, but only for serious medical or family emergencies. The insured must provide documentation, and approval is subject to ASC360's cancellation policy. No refunds are granted once the policy has started.
Are delays or flight cancellations covered?
No, this policy does not cover any form of trip delay, flight cancellation, or curtailment for weather, personal, or operational reasons.
Is evacuation cashless?
• Most evacuations are reimbursement-based and require upfront payment, subject to prior approval by ASC360.
• Helicopter evacuations, if medically necessary and pre-approved by ASC360 doctors, may be arranged directly on a cashless basis.
How do I file a claim?
Email claims@asc360.com with:
• SBAR report (from guide/operator)
• Medical reports and prescriptions
• Hospital and evacuation bills
• Policy copy and ID proof ASC360 will guide the claimant through the full process.
Can my tour operator help in emergencies or claims?
Yes. Tour operators or guides can help coordinate emergencies, collect SBAR, and assist with logistics. However, official approvals, medical decisions, and claims must be handled directly by ASC360.
How do I contact ASC360?
India: +91-7303800101 / +91-844-876-5102
Nepal: +977-9810118211
Email: info@asc360.com For travelers in Tibet, use VPN-enabled WhatsApp or Gmail for communication.
Is this insurance mandatory for Kailash Yatra?
No, but it is strongly recommended. Medical support is limited in high-altitude areas, and emergency costs can be significant without insurance.
What is the age limit for this policy?
• Indian Nationals Plan: 12 to 75 years
• Foreign Nationals Plan: 02 to 70 years
Can I buy this insurance after reaching Nepal?
No. Indian Nationals must purchase it before leaving India. Foreign Nationals must buy before starting their trip from Kathmandu. Mid-journey purchases are invalid.
What happens if I ignore AMS symptoms and keep trekking?
If you ignore symptoms of Acute Mountain Sickness (AMS) and continue the trek against medical advice, coverage for evacuation and treatment becomes void.
Is the plan valid for helicopter tours or charter groups?
Yes, as long as the journey follows the required start/end points (India or Kathmandu), and the insured is within the eligible age bracket.
How long is the policy valid?
The policy is valid for the full duration of the Yatra as per the selected travel dates. Ensure your policy begins from the day you depart India or Kathmandu, as applicable.
Is there any suggested medication list for the Kailash Yatra?
Yes. ASC360 includes a suggested medication list in the official SOP, curated in consultation with high-altitude medical specialists. This includes recommendations for AMS, digestive issues, pain relief, and general high-altitude health. Always consult your doctor and carry valid prescriptions before traveling.
What emergencies are covered?
This policy covers:
• Hospitalization for illness and injury
• Medical evacuation (air, land, foot), including for AMS
• Personal accident (death)
• Repatriation of mortal remains
• Outpatient treatment
• Delay or total loss of checked-in baggage
• Loss of passport or international driving license
• Personal liability Refer to the policy document for the complete list.

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